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SAP requirements for loans & VA benefits
SAP requirements for loans & VA benefits
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Written by Cyndi Myers
Updated over 2 years ago

In accordance with the basic Satisfactory Academic Progress standards set forth by Westminster, all students who are receiving federal loans must also meet the following requirements for your specific award(s):

Federal Direct Unsubsidized Loans
Maintenance of 2.0 GPA and 75% completion rate for residential programs and maintenance of 2.0 GPA and 67% completion rate for online programs.

Federal Graduate PLUS Loans
Maintenance of 2.0 GPA and 75% completion rate and maintenance of 2.0 GPA and 67% completion rate for online programs.

GI Bill® Benefits:
Maintenance of 2.0 GPA and 75% completion rate and maintenance of 2.0 GPA and 67% completion rate for online programs.

If you are receiving both a scholarship and a federal loan, you are required to adhere to both requirements and SAP will be assessed separately for each aid option. 

SAP will be assessed at the conclusion of each semester or term. SAP is not established until after you have attempted 24 credit hours or the completion of two semesters (whichever comes first). If you are not meeting SAP standards, the financial aid office will follow the process listed below:

  1. You will be placed on financial aid probation for the upcoming semester. During this probationary period, you are able to keep their financial aid package in order to reestablish SAP compliance. If, at the end of the semester, you meet the SAP standards required of them, you will be removed from probation. 

  2. If you fail to meet the SAP standards required, you will be placed on financial aid suspension and will no longer receive your financial aid package. 

In future semesters, if you return to meeting SAP standards, you are able to reapply for financial aid and may be granted aid for future semesters. 

To see more specific requirements of your award, check on your Financial Aid tab in Populi for more information.

*** The difference in completion rate of residential programs vs. online programs is due to the pace of the programs. Dropping one class when full time is 6 credits, has a greater impact on a completion rate than dropping one class when full time is 12 credits. It can take several terms to recover as an online student from a dropped class vs. 1 term online so our completion rate for online programs has been adjusted to allow for this difference.


GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government Web site at https://www.benefits.va.gov/gibill."

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