Applying for student loans and financial aid may seem daunting. However, with our step-by-step guide, you won't miss a beat -- and you'll have the process done before you know it!

Step 1: Please review the Department of Education’s website to learn about the different types of loans, how much to borrow, how to manage your loan and repay successfully, and the consequences of default.

Step 2: Complete the Westminster Theological Seminary Financial Aid Application and submit it online. Students can receive a maximum of $20,500 per academic year in loans from the government.

Current Students: Request a 2018-19 loan

Step 3:
Complete the Free Application for Federal Student Aid online.

*Please note that you will use tax information for two years prior to the academic year you are applying for (ie for 18-19 FAFSA, please use 2016 tax data) at present.

Step 4: Submit tax information in one of three ways:

  1. Electronically transfer your filed Federal Tax Return information to the FAFSA using the IRS Data Retrieval Tool online; OR
  2. Submit a Tax Return Transcript obtainable from the IRS’ Get Transcript website; OR
  3. If you did not file taxes for that appropriate year, please submit a Verification of Non-Tax Filing to the Financial Aid Office. 

*Please note that you will use tax information for two years prior to the academic year you are applying for (ie for 18-19 FAFSA, please use 2016 tax data) at present.

Step 5: If this is your first time receiving or applying for a loan with Westminster, please complete a Master Promissory Note for your specific loan:

Direct Unsubsidized Loan: Complete the Master Promissory Note for Direct Loans.

GraduatePLUS Loan borrowers: Complete the Master Promissory Note for GraduatePLUS Loans if you are seeking additional loan funds in excess of the total amount allowable from a Direct Unsubsidized loan.

Step 6: If this is your first time receiving or applying for a loan with Westminster, please complete Entrance Counseling online.

Step 7: After completing all of the steps above, visit your Populi Financial page to view the loan(s) offered and accept or change the amount. 


To see the full list of loan deadline dates, please see this article. Please note that private loans may be requested at any time.

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